How It Works.
No smoke, no mirrors. Here is exactly what happens from the moment you apply until the funds hit your business account.
Apply
≈ 2 minutesClick GET FUNDED, answer a short set of questions about your business, and upload your last four months of business bank statements, a voided check, and a copy of your ID. This is a soft inquiry only — nothing is pulled that impacts your credit score.
Discovery Call
Same business dayA funding specialist reaches out — usually within a few hours — to confirm the details, understand what the capital is being used for, and walk you through which products in our lender network fit your file best.
We Package & Submit
24 hoursWe package your file professionally and submit it to the third-party lenders in our network most likely to approve your profile and pricing target. You do not resubmit anywhere — we handle the outreach.
Offers Come Back
24 – 48 hoursLenders return term sheets with the amount, rate, term, and payment structure they are willing to fund. We review every offer with you and translate the fine print in plain English — no jargon, no pressure.
You Pick the Offer
Your callYou choose the offer that fits — or none at all. You never sign anything you have not seen line-by-line, and there is zero obligation to accept.
Contract & Verification
Same dayThe chosen lender sends the final contract. A brief verification call confirms bank details and business information. Once signatures are back, the file is cleared to fund.
Funded
24 – 48 hours from approvalThe lender wires or ACHs funds directly into your business operating account. You start using the capital immediately — no middle-man holding the money.
How We Get Paid.
DADDYS BANK is a brokerage. When a deal we submit funds, the third-party lender pays us a commission — or a broker fee is disclosed inside your contract. Either way, you see the full cost of capital in writing before you sign.
There is no upfront fee to apply, no fee to receive offers, and no fee to walk away. If we cannot help you, you owe us nothing.
Documents Checklist.
Ready to start?
Two minutes to apply. A specialist follows up the same business day.