OUR PROCESS

How It Works.

No smoke, no mirrors. Here is exactly what happens from the moment you apply until the funds hit your business account.

01

Apply

≈ 2 minutes

Click GET FUNDED, answer a short set of questions about your business, and upload your last four months of business bank statements, a voided check, and a copy of your ID. This is a soft inquiry only — nothing is pulled that impacts your credit score.

02

Discovery Call

Same business day

A funding specialist reaches out — usually within a few hours — to confirm the details, understand what the capital is being used for, and walk you through which products in our lender network fit your file best.

03

We Package & Submit

24 hours

We package your file professionally and submit it to the third-party lenders in our network most likely to approve your profile and pricing target. You do not resubmit anywhere — we handle the outreach.

04

Offers Come Back

24 – 48 hours

Lenders return term sheets with the amount, rate, term, and payment structure they are willing to fund. We review every offer with you and translate the fine print in plain English — no jargon, no pressure.

05

You Pick the Offer

Your call

You choose the offer that fits — or none at all. You never sign anything you have not seen line-by-line, and there is zero obligation to accept.

06

Contract & Verification

Same day

The chosen lender sends the final contract. A brief verification call confirms bank details and business information. Once signatures are back, the file is cleared to fund.

07

Funded

24 – 48 hours from approval

The lender wires or ACHs funds directly into your business operating account. You start using the capital immediately — no middle-man holding the money.

TRANSPARENCY

How We Get Paid.

DADDYS BANK is a brokerage. When a deal we submit funds, the third-party lender pays us a commission — or a broker fee is disclosed inside your contract. Either way, you see the full cost of capital in writing before you sign.

There is no upfront fee to apply, no fee to receive offers, and no fee to walk away. If we cannot help you, you owe us nothing.

WHAT TO HAVE READY

Documents Checklist.

Driver's license (front & back)
Voided business check
Last 4 months of business bank statements (PDF)
Business EIN / formation documents
For real estate: property address, purchase price, rehab budget
For larger deals: YTD P&L and most recent tax return

Ready to start?

Two minutes to apply. A specialist follows up the same business day.

1 (866) 612-BANK

DADDYS BANK is a brand operated by WHITE OMAR LLC. DADDYS BANK is not a bank, lender or FDIC-insured institution.