Privacy Policy

This Privacy Policy explains how DADDY'S BANK, a brand operated by WHITE OMAR LLC ("Daddy's Bank," "we," "us," or "our"), collects, uses, stores, protects, and shares personal and business information when you visit our website, use our services, submit an application, or communicate with us. By accessing or using our website and services, you acknowledge that you have read and understood this Privacy Policy.

We collect information you provide directly to us, as well as information collected automatically when you interact with our website.

• Personal information: Name, address, phone number, email address, date of birth, Social Security number, driver's license or government ID number, and other identifying details.
• Business information: Business name, EIN, business address, ownership structure, years in operation, industry type, and business financials.
• Financial information: Bank statements, tax returns, credit history, estimated credit score, revenue data, debt obligations, and other documents used to evaluate financing eligibility.
• Electronic signature and audit data: Signature image, IP address, browser type, device information, timestamp, and User-Agent recorded at the time of signing.
• Automatically collected data: IP address, browser type, operating system, referring URLs, pages visited, and usage data through cookies and similar technologies.

We use the information we collect to:

• Evaluate, process, and submit your financing application to lenders.
• Communicate with you about your application, offers, and account status.
• Verify your identity and the information you provide.
• Improve our website, products, and customer experience.
• Comply with legal obligations, court orders, and regulatory requirements.
• Detect, prevent, and address fraud, security incidents, or technical issues.
• Send marketing communications, where permitted by law and subject to your preferences.

As a commercial finance broker, a core part of our service is sharing your application information with third-party lenders, funding institutions, and financial partners ("Lenders") to help match you with financing options. We share information only as needed to provide our services.

• Lenders and funding partners: We share your application information with lenders in our network who may be able to offer financing.
• Service providers: We may share information with trusted vendors who help us operate our website, send emails, process documents, or provide analytics and customer support.
• Legal compliance: We may disclose information if required by law, subpoena, court order, or government request, or to protect our rights, property, or safety.
• Business transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

We do not sell your personal information to unrelated third parties for their independent marketing purposes.

Our website uses cookies and similar technologies to enhance user experience, analyze site traffic, and understand how visitors interact with our content. You can manage or disable cookies through your browser settings. Please note that disabling cookies may affect certain features of the website.

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your personal information, we cannot guarantee absolute security.

We retain your information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. If you wish to request deletion of your personal information, please contact us using the information below.

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access the personal information we hold about you.
• The right to request correction of inaccurate or incomplete information.
• The right to request deletion of your personal information, subject to legal exceptions.
• The right to opt out of marketing communications.
• The right to request that we limit or stop sharing certain information.

To exercise any of these rights, please contact us at info@daddysbank.com. We will respond in accordance with applicable law.

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us immediately and we will take steps to remove that information.

Our website may contain links to third-party websites or services. This Privacy Policy does not apply to those third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised effective date. We encourage you to review this page periodically to stay informed about our privacy practices.

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at: info@daddysbank.com.